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CAP Insurance

CAP Insurance covers what ICBC doesn't. Get specialized protection for tires, rims, keys, and more, designed specifically for British Columbia drivers.

What CAP Insurance Covers

Coverage for tires, rims, and key fobs against road hazards and accidental damage on BC roads.

Tires

Coverage for tire repairs or replacement due to road hazard damage from potholes or debris.

Rims

Protects against the high cost of repairing or replacing rims damaged by BC road hazards.

Key Fobs

Replacement and reprogramming of lost, stolen, or damaged keys and expensive modern fobs.

Cosmetic Repairs

Covers paintless dent removal and repairs for minor dings, curbed rims, and surface scuffs.

Why CAP Matters in BC

Driving in British Columbia presents unique challenges, from rugged mountain passes to unpredictable city traffic. CAP Insurance provides the extra layer of protection that standard policies often miss. By covering high-frequency costs like chipped windshields, curbed rims, and lost key fobs, we ensure that a small mishap doesn't turn into a major financial burden. Our protection plans are designed to save BC drivers thousands in out-of-pocket repairs, offering both significant cost savings and the ultimate peace of mind every time you hit the road.

Total Loss Protection

If your vehicle is written off, standard insurance often falls short of covering its true replacement cost. CAP Insurance bridges this gap for BC drivers, ensuring you aren't left with a financial burden when your vehicle is declared a total loss. With coverage limits available from $5,000 up to $25,000, we protect your investment so you can focus on getting back behind the wheel.

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